Florida Home Loans
Mortgage Calculator
Our mortgage calculator will give you an estimate of what your principal and interest payment might be on your new Florida home loan. Keep in mind when you use the calculator that there are other monthly housing costs that will be added to this payment amount and that your mortgage lender will also consider them when qualifying you for a mortgage loan.
Other additional monthly expenses you'll need to consider in your evalutaion when purchasing a new Southwest Florida home include:
- Real Estate Taxes - real estate taxes are calculated on the purchase price you paid for your home and vary by county. You can find more detailed information about Florida real estate taxes by visiting FL State Information.
- Homeowners Insurance - You will need to purchase homeowner's insurance to protect your new home from fire, hurricanes, and flood, as applicable. See Homeowners Insurance.
- Condo or HOA Fees - Don't forget that planned communities and condominiums also have monthly or quarterly charges for maintenance and you should also consider those expenses when you are trying to calculate how much your Southwest Florida home will cost you on a monthly basis. See Condominium and HOA Documents.
And, there are many loan programs out there that do not amortize - that means there is no principal reduction - so not every loan program can be evaluated with this particular calculator. We are simply providing it for you to use as a place to start your mortgage payment evaluation. If you would like more detailed information about your specific situation, please contact us directly and will be happy to provide you with a "true" good faith estimate of payments and costs and discuss what all of your loan options might be.
Request Loan Approval
You have two choices for sending us your information. You can print out a loan application, complete it and fax/email it to us or use the approval form below to start your preliminary review. Contact Us with any questions.
Print a Loan Application - Requires Adobe Reader
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